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A Better Direction in Lending
Compare rates. Find a home. Explore current options and find the financing that fits your goals and budget.
The right loan for whatever drives you.
Enjoy competitive rates, fast decisions, and support from local people who want you to make a confident choice. Car or truck. New or used. With NWCCU, you get financing that’s designed to make that journey easier. Our auto loans combine fair, transparent rates with a streamlined approval process, so you can move forward without delays or surprises.
Estimate your payments and interest rate
Your path to homeownership starts at your hometown credit union.
We take the guesswork out of the steps ahead: what you can afford, how rates work, what to expect during the application, and how to move from preapproval to closing with ease. Whether you're a first-time buyer or looking to refinance, our team walks with you at every stage, helping you make informed decisions that fit with your goals and budget.
With NWCCU, you’re not navigating the homebuying process alone. You're working with people who care about helping you build stability, equity and a place to truly call your own.3 Steps to Ownership
Get Pre-approved
Get Pre-approved
Close With Confidence
Promotional Rates
15-Year Fixed30-Year Fixed5/1 ARM101236Polar$2365101237Sovix$546101238Itaka$123101239Hexa$10590101240Targo$11800101241Hera$5698101242Axes$7801Home equity line of credit
A HELOC is a line of revolving credit with a variable interest rate tied to Prime. The draw period is available up to 10 years, with a payback term of 20 years.
Our HELOC and Home Equity Loans offer the following:
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No points
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Low closing costs
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No prepayment penalty
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No annual fee
3 Steps to Ownership
Promotional Rates
15-Year Fixed30-Year Fixed5/1 ARM101236Polar$2365101237Sovix$546101238Itaka$123101239Hexa$10590101240Targo$11800101241Hera$5698101242Axes$7801Get Pre-approved
Get Pre-approved
Close With Confidence
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Personal loans for life's planned and unplanned moments.
NWCCU offers personal loans for both life’s planned milestones and unexpected turns, with competitive rates, fast approvals, quick funding, and no fees. From Personal Loans and Lines of Credit to Home Improvement, Life Event, Travel, Health & Wellness, and Holiday Loans, each solution is designed to give you flexibility and confidence when you need it most. With reward rates and guidance from people who genuinely care about your financial well-being, you can move forward steady and prepared in every season.
You can do some amazing things with a personal loan
Consolidate Debt
Improve Your Home
Cover Medical Costs
See All Uses
Estimate your payments and interest rate
Everyday spending with extra confidence. Built in.
Your credit card should make life easier, not more complicated. NWCCU credit cards are designed to give you the flexibility you need for everyday purchases, along with the protection, security, and clarity you expect from a trusted partner.
Here’s something to consider: With average credit card rates above 20% and the average NWCCU credit card rate under 10%, you could save approximately $XXX in interest on a $1,000 balance.BenefitsNo Annual FeesPurchase ProtectionRewardsMobileWorldwidePolarNoNoNoNoNoSovixNoNoNoNoNoItakaNoNoNoNoNoHexaNoNoNoNoNoTargoNoNoNoNoNoHeraNoNoNoNoNoAxesNoNoNoNoNoSmart financing for your education. And your future.
From tuition and books to unexpected expenses, NWCCU is here to help you stay on track academically and financially. With tools that make borrowing manageable and benefits that put your future first, you’ll have the resources you need to take your education to the next level.
Loan Options:
• Undergraduate Loan
• Graduate Loan
• Refinance Loan
• Undergraduate Line of Credit
Member Benefits:
• Low rates
• In-school deferment options
• NWCCU Student Visa Credit Card
• No annual fees
• No co-signer required
• Emergency cash access
• Loans up to $2,500* (true or false?)
• Higher limits for graduating seniors
At NWCCU, we are proud of our partnership and support of Saint Xavier University. Visit us at our Visitor Center located inside the Graham School of Management at 3825 W. 103rd Street in Chicago. We’re honored to support students, faculty, and future business leaders as they build meaningful careers grounded in service and excellence.
NWCCU offers additional lending options designed to support members at every stage of their financial journey. These solutions provide structure, flexibility and stability, whether you’re building credit, securing a better rate, or using your savings to borrow with confidence.
No matter your starting point, NWCCU is here with lending solutions that help you move forward.